โ ExplanationAdvancedBanking & Financial Services โบ Banking & Institutions
The JAM Trinity and the NBFC Liquidity Horizon: India's Domestic Banking and Credit
India's banking system is being reshaped by digital payments (JAM trinity), shadow banks (NBFCs), and the gradual retreat of state-owned bank dominance.
3mยท๐ 10
โ ExplanationAdvancedBanking & Financial Services โบ Banking & Institutions
Domestic Banking and Credit in Nigeria โ Concentration, Fintech Disruption, and the Credit Gap
Nigeria's banking sector is profitable and resilient but serves a small fraction of the population. Fintech is changing that.
3mยท๐ 3
โ ExplanationAdvancedBanking & Financial Services โบ Banking & Institutions
Domestic Banking and Credit in Egypt: Sovereign Dominance, Private Sector Crowding Out
Egypt's banking system is dominated by state-owned banks lending primarily to the government, leaving private businesses starved for credit.
3mยท๐ 0
โ ExplanationAdvancedBanking & Financial Services โบ Banking & Institutions
Domestic Banking and Credit in Mexico โ Concentration, Regulation, and the Fintech Disruption
Mexico's banking sector is highly concentrated, profitable, and increasingly disrupted by fintech. Here's the landscape.
3mยท๐ 1
โ Explanation๐ StandardFoundationsPersonal Finance โบ Debt & Credit
Payday Lending โ The Economics of Lending to People With No Options
A payday loan charges $15 per $100 borrowed for two weeks โ an APR of 391%. Here's how the payday lending industry works, who uses it, and why regulation is harder than it looks.
3mยท๐ 8
โ Explanation๐ StandardBuildingMacroeconomics โบ Sovereign Finance & Monetary Policy
Microfinance โ Small Loans and the Limits of Financial Inclusion
Microfinance promised to end poverty through small loans to the poor. The reality is more complicated. Here's what microfinance does, what it doesn't, and what the evidence shows.
4mยท๐ 0